The full service Transact Payment Plan is the only authorized payment plan offered by The College of New Jersey (TCNJ). The Transact Payment Plan allows you to pay your semester charges for tuition, fees, room and board charges in monthly installments.
Tuition Payment Plan Features
- Allowing both undergraduate and graduate students 5 months per semester to pay their tuition and fee obligations for the 2025/2026 academic year
- Flexible plan start and end dates
- Suspending the requirement to make ‘catch-up’ payments when enrolling into a payment plan late
- Minimal enrollment fee ($25 per semester) . You must be enrolled into the Tuition Payment Plan by the date highlighted on the billing calendar. Once you are enrolled, TCNJ will be notified electronically.
- Payments will be reflected real time in PAWS
- No interest applied
- No credit check or co-signer needed (this is NOT a loan)
Semester (Full Service) Payment Plans
NOTE: As part of an upgrade to our payment plan portal, all payment plans will be imported balance plans from PAWS. This dynamic feature will eliminate the need for student to determine the budget/amount of the payment plan which will ensure a more streamlined and accurate billing experience.
Note: Due to the length of the winter session, there are no payment plans offered.
Undergraduate / Graduate Students – 5 Month Payment Plan
- Fall semester contract period is from August to December.
- Spring semester contract period is from January to May.
- Enrollment opens July 29, 2025 for the Fall 2025 semester.
- The payments are due on the 25th of every month
- Minimum payment plan amount is $500
- Deadline for enrollment into a Fall 2025 payment plan is September 3, 2025
Note: Students enrolling late into the payment plan (prior to the enrollment deadline) will not be required to make-up missed payments. Instead, their plan will start with the month in which they enroll and their plan will proceed for the remaining months. Please contact us if you need further assistance.
- For example: A student enrolls in September; there are 4 payments remaining for Fall. Their bill is for $10,000, requiring a monthly payment of $2,500 for 4 months.
Enrollment for Students
Enrollment can be completed online through your PAWS account by clicking on the Student Account tile, then “Payment/Payment Plan Portal” from the left hand navigation bar. Please click “I Accept” and you will be transitioned to the Transact page. Click on Payment Plans from the left hand navigation bar to browse the payment plan. You may also contact customer support via phone (1-877-821-0625) for assistance with enrollment.
Enrollment for Authorized Payers
You may enroll into a payment plan on behalf of your student by visiting https://commerce.cashnet.com/tcnjpay2. You may also contact customer support via phone (1-877-821-0625) for assistance with enrollment.
If a student is needing two or more payment plans with budget preferences or if there will be another Authorized Payer, we have special plans available to accommodate these circumstances. Please contact our Payment Plan Administrator at 609-771-3145 or paymentplan@tcnj.edu to complete your additional plan enrollment.
Note: If a student has previously used the payment plan and been terminated, TCNJ may, at its discretion, bar participation from the payment plan in the future.
Payment Plan Adjustments / Billing / Refunds
As part of our dynamic new payment plan portal, payment plan balances will be directly imported from PAWS. This eliminates the need for the user to determine the budget/amount of the payment plan and ensures a more streamlined and accurate billing experience. It is important to note that should your payment plan balance change throughout the semester, because of account activity in PAWS, you will need to review and approve all terms and conditions presented to you by Transact in the payment plan portal.
It is your responsibility to review your TCNJ student account whenever a billing notice is sent. Billing emails are sent to the student’s TCNJ email and the Authorized User’s personal email account.
All refunds will be issued upon completion of the semester payment plan contract.
Maintaining your Payment Plan / Deregistration
Students and their respective bill payers are expected to keep their payment plan in good standing with Transact Payment by paying in a timely manner. Students who experience multiple account terminations from the payment plan could have their access to the payment plan blocked for future semesters.
Should a payment plan terminate for non-payment during a semester, the registered student is subject to deregistration from their semester courses.
Helpful Hints
Tuition and Fee Rates – The tuition and fee rates for each academic year are announced by the Board of Trustees in July.
Authorized User E-Mail Notifications – The students can designate an alternate bill payer to receive billing email notifications. This will help manage the need for contract adjustments. For further instruction on how to create an Authorized User, visit: https://authorizeduser.tcnj.edu/students/managing-access/create-an-authorized-user/
Authorized Payer E-Mail Notifications – When a student is enrolled into a payment plan, the Authorized Payer will receive notification regarding installment due dates.